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Emcat Mortgages is a trading style of Heritage Mortgage & Protect Limited.

Heritage Mortgage and Protect Limited is authorised and regulated by the Financial Conduct Authority, under firm reference number 921485.

Heritage Mortgage and Protect Limited Registered Address: Ground Floor, Unit 2 Stratfield Saye, 20-22 Wellington Road, Bournemouth, BH8 8JN.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home or property.
Your home or property may be repossessed if you do not keep up repayments on a mortgage or loan secured against it.

The Financial Conduct Authority does not regulate some forms of Commercial Lending, Bridging Loans and Buy to Let Mortgages.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted to consumers in the UK.

We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

EmCat Mortgages offers Independent Mortgage Advice for First Time Buyers and Home Movers in Andover Hampshire